{"id":993566,"date":"2025-08-25T15:03:15","date_gmt":"2025-08-25T12:03:15","guid":{"rendered":"https:\/\/cukurpartners.com\/latest-financial-crimes-investigation-board-masak-measures-on-transaction-security-in-crypto-asset-transfers\/"},"modified":"2025-08-25T15:06:04","modified_gmt":"2025-08-25T12:06:04","slug":"kripto-varlik-transferlerinde-islem-guvenligine-yonelik-son-masak-tedbirleri","status":"publish","type":"post","link":"https:\/\/cukurpartners.com\/tr\/kripto-varlik-transferlerinde-islem-guvenligine-yonelik-son-masak-tedbirleri\/","title":{"rendered":"KR\u0130PTO VARLIK TRANSFERLER\u0130NDE \u0130\u015eLEM G\u00dcVENL\u0130\u011e\u0130NE Y\u00d6NEL\u0130K SON MASAK TEDB\u0130RLER\u0130"},"content":{"rendered":"
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Kripto varl\u0131klar g\u00fcn\u00fcm\u00fczde yat\u0131r\u0131m yapmak isteyenlere yaln\u0131zca internet ba\u011flant\u0131l\u0131 bir ak\u0131ll\u0131 telefon arac\u0131l\u0131\u011f\u0131yla banka ve arac\u0131 kurum masraflar\u0131na tak\u0131lmadan h\u0131zl\u0131 ve d\u00fc\u015f\u00fck masrafl\u0131 i\u015flem ger\u00e7ekle\u015ftirme imkan\u0131 sunuyor. Merkezi bir otoriteye ba\u011fl\u0131 olmamas\u0131 itibariyle bireylerin varl\u0131klar\u0131 \u00fczerinde daha geni\u015f bir finansal \u00f6zg\u00fcrl\u00fck tan\u0131mas\u0131 da bu varl\u0131klar\u0131 ge\u00e7ti\u011fimiz 10 y\u0131lda geleneksel bankac\u0131l\u0131k sistemine g\u00fc\u00e7l\u00fc bir alternatif olarak \u00f6ne \u00e7\u0131kmas\u0131n\u0131 sa\u011flayan temel sebeplerden bir tanesi olarak g\u00f6sterilebilir.<\/p>\n

Ne var ki di\u011fer taraftan bu \u00f6zg\u00fcrl\u00fc\u011f\u00fcn yaratt\u0131\u011f\u0131 denetimsiz ortam, kripto varl\u0131klar\u0131n yasad\u0131\u015f\u0131 faaliyetlerin finansman\u0131nda ara\u00e7 olarak kullan\u0131lmas\u0131na ve zaman zaman yat\u0131r\u0131mc\u0131lar\u0131n ciddi zarar g\u00f6rd\u00fc\u011f\u00fc suistimaller ya\u015fanmas\u0131na da uygun zemin haz\u0131rlad\u0131. Bu t\u00fcr i\u015flemlerin say\u0131s\u0131ndaki h\u0131zl\u0131 art\u0131\u015f ise kripto varl\u0131klara dair genel bir i\u015flem ve denetim \u00e7er\u00e7evesi belirlenmesini kamu otoritelerinin \u00f6nceliklerinden biri haline getirdi.<\/p>\n

Bu konuya dair son d\u00fczenlemelerden birisi de 28.06.2025 tarih ve 32940 say\u0131l\u0131 Resmi Gazete\u2019 de yay\u0131mlanarak y\u00fcr\u00fcrl\u00fc\u011fe giren 29 S\u0131ra No\u2019 lu Mali Su\u00e7lar\u0131 Ara\u015ft\u0131rma Kurulu Genel Tebli\u011fi <\/b>(\u201cTebli\u011f\u201d<\/b>) <\/b>oldu. <\/b>Yaz\u0131m\u0131z\u0131n devam\u0131nda, kripto varl\u0131k transferlerine ili\u015fkin getirdi\u011fi bilgi edinme zorunlulu\u011funu,\u00a0 <\/span>zaman ve limit k\u0131s\u0131tlamalar\u0131yla destekleyerek i\u015flem g\u00fcvenli\u011finin sa\u011flanmas\u0131n\u0131 ama\u00e7layan \u201cKripto varl\u0131k hizmet sa\u011flay\u0131c\u0131lar\u0131n (\u201cKVHS\u201d) m\u00fc\u015fterileriyle ili\u015fkilerinde s\u0131k\u0131la\u015ft\u0131r\u0131lm\u0131\u015f tedbirler\u201d <\/b>ba\u015fl\u0131kl\u0131 Tebli\u011f <\/b><\/span>d\u00fczenlemelerini 3 alt ba\u015fl\u0131kta \u00f6zetliyor olaca\u011f\u0131z.<\/p>\n

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  1. \u0130\u015eLEM ZAMANINA \u0130L\u0130\u015eK\u0130N TEDB\u0130RLER : Platformlar Aras\u0131 Kripto Transferlerinde S\u00fcre \u015eart\u0131<\/li>\n<\/ol>\n

    Platformlar\u0131n arac\u0131l\u0131k ettikleri;<\/p>\n

    a. Herhangi bir kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131 nezdinde kay\u0131tl\u0131 olmayan bir c\u00fczdan adresine g\u00f6nderilen veya b\u00f6yle bir c\u00fczdan adresinden al\u0131nan,<\/p>\n

    b. Yahut yurt\u00a0 <\/span>d\u0131\u015f\u0131nda yerle\u015fik ve kendi mevzuat\u0131na g\u00f6re g\u00f6nderene ve al\u0131c\u0131ya ili\u015fkin bilgileri payla\u015fma y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc bulunmayan KVHS veya kripto varl\u0131k transfer yetkisini haiz bir finansal kurulu\u015ftan al\u0131nan veya bunlara g\u00f6nderilen,<\/p>\n

    kripto varl\u0131k \u00e7ekim i\u015flemlerinde, ba\u015fka platformlara yap\u0131lan transfer i\u015flemleri dahil, kripto varl\u0131k transferinin , transfer edilecek kripto varl\u0131\u011f\u0131n al\u0131m, takas veya yat\u0131rma i\u015fleminden en az 48 saat sonra ger\u00e7ekle\u015ftirilmesi zorunlu hale getirilmi\u015f olup ilk kez yap\u0131lan kripto varl\u0131k \u00e7ekim i\u015flemleri bak\u0131m\u0131ndan bu ise s\u00fcrenin en az 72 saat olarak uygulanaca\u011f\u0131 d\u00fczenlenmi\u015ftir..<\/p>\n

      \n
    1. \u0130\u015eLEM L\u0130M\u0130TiNE \u0130L\u0130\u015eK\u0130N TEDB\u0130RLER : Stabil Coin Transferlerine Getirilen G\u00fcnl\u00fck ve Ayl\u0131k \u0130\u015flem Tutar\u0131 S\u0131n\u0131rlamalar\u0131<\/li>\n<\/ol>\n
        \n
      • Belirli bir para birimine, alt\u0131n gibi emtialara yahut di\u011fer finansal enstr\u00fcmanlara ba\u011flanm\u0131\u015f ve de\u011fer istikrar\u0131n\u0131 korumak \u00fczere tasarlanm\u0131\u015f rezerv varl\u0131klar olan Stabil coinlere ili\u015fkin ba\u015fka platformlara yap\u0131lan transfer i\u015flemleri dahil, g\u00fcnl\u00fck 3.000 ABD Dolar\u0131 ve ayl\u0131k 50.000 ABD Dolar\u0131 kar\u015f\u0131l\u0131\u011f\u0131 i\u015flem tutarlar\u0131yla kesin olarak\u00a0 <\/span>s\u0131n\u0131rland\u0131r\u0131lm\u0131\u015f olup,<\/li>\n
      • KVHS\u2019 lar taraf\u0131ndan arac\u0131l\u0131k edilen onbe\u015fbin TL veya \u00fczeri kripto varl\u0131k transfer i\u015flemleri i\u00e7in ise bu limitlerin g\u00fcnl\u00fck 6.000 ABD Dolar\u0131 ve ayl\u0131k 100.000 ABD Dolar\u0131 kar\u015f\u0131l\u0131\u011f\u0131 tutara kadar artt\u0131r\u0131larak uygulanabilmesi m\u00fcmk\u00fcn hale gelmi\u015ftir.<\/li>\n<\/ul>\n

        Tebli\u011f kapsam\u0131nda \u0130\u015flem limiti ve zaman\u0131na ili\u015fkin yukar\u0131da yer verilen tedbirlerin belirli \u015fart ve ko\u015fullarda uygulanmayabilece\u011fine dair a\u015fa\u011f\u0131daki \u015fekilde bir istisna d\u00fczenlenmesi de getirilmi\u015ftir.<\/p>\n

        Platformlar taraf\u0131ndan m\u00fc\u015fterinin tan\u0131nmas\u0131na ili\u015fkin olarak t\u00fcm tedbirlerin al\u0131nmas\u0131, varl\u0131klar\u0131n kayna\u011f\u0131na ili\u015fkin bilgiler ile banka ya da di\u011fer platform nezdindeki hesap detaylar\u0131 dahil belgeleri periyodik olarak al\u0131nmas\u0131, m\u00fc\u015fterinin i\u015flem limiti ve zaman\u0131na ili\u015fkin tedbirlerden ka\u00e7\u0131nmas\u0131n\u0131 \u00f6nlenmesi ko\u015fuluyla,\u00a0likidite sa\u011flay\u0131c\u0131l\u0131\u011f\u0131, piyasa yap\u0131c\u0131l\u0131\u011f\u0131 veya piyasalar aras\u0131 arbitraj i\u015flemi amac\u0131yla yap\u0131ld\u0131\u011f\u0131ndan emin olunan kripto varl\u0131k transferlerinde, her bir m\u00fc\u015fteri i\u00e7in ayr\u0131 ayr\u0131 al\u0131nacak y\u00f6netim kurulu onay\u0131 ile i\u015flem limiti ve zaman\u0131na ili\u015fkin tedbirleri uygulamama imkan\u0131 tan\u0131nm\u0131\u015ft\u0131r.<\/p>\n

        Platformlar bu f\u0131kra kapsam\u0131nda tedbir uygulamad\u0131klar\u0131 m\u00fc\u015fterilerini s\u00fcrekli olarak izlemek ve kontrol etmekle y\u00fck\u00fcml\u00fc olup i\u015flemlerin mahiyetinin likidite sa\u011flay\u0131c\u0131l\u0131\u011f\u0131, piyasa yap\u0131c\u0131l\u0131\u011f\u0131 veya piyasalar aras\u0131 arbitraj i\u015flemi olmad\u0131\u011f\u0131n\u0131n anla\u015f\u0131lmas\u0131 durumunda \u0130\u015flem limiti ve zaman\u0131na ili\u015fkin tedbirlerin derhal uygulamas\u0131 zorunlu hale getirilmi\u015ftir.<\/p>\n

          \n
        1. \u0130\u015eLEM TARAFLARINA \u0130L\u0130\u015eK\u0130N TEDB\u0130RLER : T\u00fcm Kripto Transferleri \u0130\u00e7in A\u00e7\u0131klama ve M\u00fc\u015fteri Bilgisi \u015eart\u0131<\/li>\n<\/ol>\n

          Son olarak, tebli\u011f kapsam\u0131nda istisnas\u0131z t\u00fcm kripto varl\u0131k transfer i\u015flemlerinde m\u00fc\u015fteriden i\u015flemin mahiyetine ili\u015fkin en az 20 karakter uzunlu\u011funda bir i\u015flem a\u00e7\u0131klamas\u0131 temin edilmesi zorunlu hale getirilmi\u015ftir.<\/p>\n

          Bu genel d\u00fczenlemeye ek olarak herhangi bir KVHS nezdinde kay\u0131tl\u0131 olmayan, c\u00fczdan adresi sahibi g\u00f6nderici ya da al\u0131c\u0131n\u0131n ger\u00e7ek ki\u015filerde ad\u0131 ve soyad\u0131, t\u00fczel ki\u015filerde ise unvan bilgisi ile adresi veya do\u011fum yeri ve tarihi veya m\u00fc\u015fteri numaras\u0131, vatanda\u015fl\u0131k numaras\u0131, pasaport numaras\u0131, vergi kimlik numaras\u0131 gibi ki\u015fiyi belirlemeye yarayan bilgilerden en az birine ili\u015fkin beyan al\u0131nmas\u0131 zorunlu hale getirilmi\u015f olup, Saklama<\/i> kurulu\u015flar\u0131n\u0131n platform m\u00fc\u015fterileri nam veya hesab\u0131na ger\u00e7ekle\u015ftirecekleri transferler bu maddedeki k\u0131s\u0131tlamalara tabi tutulmu\u015ftur.<\/p>\n

          Sonu\u00e7 olarak, T\u00fcrkiye\u2019de kripto varl\u0131k piyasas\u0131na y\u00f6nelik bu son hukuki d\u00fczenlemeler, yat\u0131r\u0131mc\u0131lar a\u00e7\u0131s\u0131ndan i\u015flem g\u00fcvenli\u011fini art\u0131rmay\u0131 ve sistemin izlenebilirli\u011fini sa\u011flamay\u0131 ama\u00e7lamakta. Transfer s\u00fcrelerinden tutar limitlerine, a\u00e7\u0131klama ve kimlik beyan\u0131 zorunlulu\u011funa kadar getirilen yeni kurallar, her yat\u0131r\u0131mc\u0131n\u0131n i\u015flemlerini daha dikkatli ve bilin\u00e7li \u015fekilde y\u00fcr\u00fctmesini gerektirmekte. Bu nedenle, kripto varl\u0131k yat\u0131r\u0131m\u0131 yapan ger\u00e7ek ve t\u00fczel ki\u015filerin, yeni y\u00fck\u00fcml\u00fcl\u00fckleri yak\u0131ndan takip etmeleri ve kulland\u0131klar\u0131 platformlar\u0131n yasal uyum d\u00fczeyini incelemeleri, hem hukuki risklerin \u00f6n\u00fcne ge\u00e7mek hem de varl\u0131k g\u00fcvenli\u011fini teminat alt\u0131na almak a\u00e7\u0131s\u0131ndan b\u00fcy\u00fck \u00f6nem ta\u015f\u0131makta.<\/p>\n

          Kaan Kabata\u015f<\/p>\n<\/div>\n

          <\/p>\n","protected":false},"excerpt":{"rendered":"

          Kripto varl\u0131klar g\u00fcn\u00fcm\u00fczde yat\u0131r\u0131m yapmak isteyenlere yaln\u0131zca internet ba\u011flant\u0131l\u0131 bir ak\u0131ll\u0131 telefon arac\u0131l\u0131\u011f\u0131yla banka ve arac\u0131 kurum masraflar\u0131na tak\u0131lmadan h\u0131zl\u0131 ve d\u00fc\u015f\u00fck masrafl\u0131 i\u015flem ger\u00e7ekle\u015ftirme imkan\u0131 sunuyor. Merkezi bir otoriteye ba\u011fl\u0131 olmamas\u0131 itibariyle bireylerin varl\u0131klar\u0131 \u00fczerinde daha geni\u015f bir finansal \u00f6zg\u00fcrl\u00fck tan\u0131mas\u0131 da bu varl\u0131klar\u0131 ge\u00e7ti\u011fimiz 10 y\u0131lda geleneksel bankac\u0131l\u0131k sistemine g\u00fc\u00e7l\u00fc bir alternatif olarak…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[418],"tags":[],"class_list":["post-993566","post","type-post","status-publish","format-standard","hentry","category-bilgi-kaynaklari"],"_links":{"self":[{"href":"https:\/\/cukurpartners.com\/tr\/wp-json\/wp\/v2\/posts\/993566","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cukurpartners.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cukurpartners.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cukurpartners.com\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cukurpartners.com\/tr\/wp-json\/wp\/v2\/comments?post=993566"}],"version-history":[{"count":2,"href":"https:\/\/cukurpartners.com\/tr\/wp-json\/wp\/v2\/posts\/993566\/revisions"}],"predecessor-version":[{"id":993568,"href":"https:\/\/cukurpartners.com\/tr\/wp-json\/wp\/v2\/posts\/993566\/revisions\/993568"}],"wp:attachment":[{"href":"https:\/\/cukurpartners.com\/tr\/wp-json\/wp\/v2\/media?parent=993566"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cukurpartners.com\/tr\/wp-json\/wp\/v2\/categories?post=993566"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cukurpartners.com\/tr\/wp-json\/wp\/v2\/tags?post=993566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}